SteadyKeel

Irregular Income Calculator

Put in what you were actually paid over the last few months. This works out a steady "salary" you could draw, holds back a share for tax, and shows how long your buffer would last a dry spell. Your entries are saved on this device so they are here next time. Nothing is sent anywhere.

Monthly income received
Safe monthly salary £0 from 0 months
Average income
£0
Lowest month
£0
Set aside for tax
£0 / mo
Buffer runway if income stopped
0 months

Get the full budget system, £14 or everything with the Pass, £5/mo

How the safe salary is worked out

It takes the lower of your average income and a cautious figure (75% of average, nudged toward your weakest month), then subtracts the tax share. The idea is to draw a salary you can sustain through a normal dip, not the best month you have had. The full Irregular Income Budget System does this month by month with a rolling average, a target-salary planner and a proper dashboard.

Sorting your tax pot rather than your salary? Try the Tax Set-Aside Calculator. Chasing an invoice that should have been paid by now? The Late Payment Interest Calculator works out the statutory interest and fixed compensation you can add to it.